There’s a new currency in town - JioPoints
Introducing JioPoints, a reward currency that earns you real savings with everyday financial actions on the JioFinance app. Send money, get a loan or credit card, or invest in FD to earn JioPoints.
What are JioPoints?
JioPoints is the reward currency of JioFinance that turns your everyday transactions into real value. Earn JioPoints by completing eligible actions on the JioFinance app. And then redeem them for brand vouchers, gift cards, and deals across shopping, entertainment, travel, and other categories.

Understanding the program
- Earn JioPoints instantly* on eligible actions
- Track your JioPoints balance and redemption offers
- Points validity: 24 months from the date of credit
- Personalise your rewards by setting preferences and marking favorite brands

How to earn JioPoints
Earn JioPoints by using JioFinance for UPI transfers, merchant payments, and bill payments. You also earn by linking external assets, buying or starting an SIP in Jio Gold, and getting personal loans, fixed deposits, and credit cards. Terms and conditions apply.

How to redeem JioPoints
Converting your JioPoints to real value is simple: choose from available offers and redeem instantly.
3 steps to redeem:
3 steps to redeem:
- Open JioFinance app and go to JioPoints section
- Choose your desired offer
- Redeem instantly with available JioPoints
Redemptions that offer real savings
Have questions?
What are JioPoints?
How do I earn JioPoints?
How do I use my JioPoints?
I made a transaction but didn’t get my JioPoints. What should I do?
What are JioPoints program Terms and Conditions?
