# JioFinance > Financial App for Loans, Insurance & Payments in India – JioFinance Join over 21 lac+ users who use the JioFinance App every day to manage their personal finances. Pay, save, invest, borrow, insure, and do a lot more. All in one place in an all-in-one finance app. ## Payments Bank - [Save and invest together](https://www.jiofinance.in/banking/savings-pro/): Earn up to 6.5%* returns with a smart savings account offering auto sweep facility into overnight mutual funds. Open Savings Pro, a high-interest savings account. - [Zero balance savings account](https://www.jiofinance.in/banking/savings-account/): Open a zero-balance savings account online with ✓no minimum balance, ✓100% digital banking, ✓Platinum debit card, and ✓RBI-licensed security. Apply today! - [BBPS - Bharat Bill Payment System](https://www.jiofinance.in/banking/bbps-bill-payment/): Pay all your bills securely with the Bharat Bill Payment System (BBPS) on JioFinance. Instantly pay electricity, gas, water, DTH, telecom, EMIs, FASTag, and more in one place. - [Direct benefit transfer, direct subsidies](https://www.jiofinance.in/banking/direct-benefit-transfer/): Get government benefits easily with JioFinance Direct Benefit Transfer (DBT). Link your Aadhaar to receive PM KISAN, MNREGA, LPG and other subsidies directly into your bank account. ## Loans - [Secure loan against shares](https://www.jiofinance.in/loans/loan-against-shares/): Get a loan against shares with ✓fast disbursal, ✓minimal paperwork, ✓competitive interest rates, and ✓ownership retention. Apply via the app today! - [Home Loan](https://www.jiofinance.in/loans/home-loan/): Apply for a home loan up to ₹10 Cr with ✓competitive interest rates, ✓flexible tenures up to 25 years, ✓minimal documentation, and ✓easy digital application. - [Loan Against Property](https://www.jiofinance.in/loans/loan-against-property/): Get a loan against property with ✓quick funds, ✓low interest rates, ✓flexible tenure up to 15 years, and ✓digital application. Apply for mortgage loan today! - [Home Loan Balance Transfer](https://www.jiofinance.in/loans/home-loan-balance-transfer/): Transfer your existing home loan balance with lower EMIs, minimal processing fees, quick approval, and a flexible tenure of up to 25 years. Apply now! - [Loan Against Mutual Fund](https://www.jiofinance.in/loans/loan-against-mutual-funds/): Get an instant loan against mutual funds online with low EMIs, attractive rates, instant disbursal, and a 100% digital process. Apply online today! ## Investment - [Invest in Digital Gold - Safe, 24K Gold with Instant Buy and Sell](https://www.jiofinance.in/invest/digital-gold/): Buy 24K digital gold online with ✓99.99% purity, ✓secure vault storage, ✓SIP from ₹10, and ✓easy buy/sell anytime. Invest in digital gold or start a gold SIP today! - [Open Fixed Deposit Online – Earn Up to 8.15% p.a. | JioFinance*](https://www.jiofinance.in/invest/fixed-deposit/): Explore Fixed Deposit options on JioFinance with flexible tenures, secure savings, and returns offered by partner banks. Open and manage your FD fully online. - [Investment And Insure](https://www.jiofinance.in/insurance/investment-plans/): Combine insurance & investments with ULIPs and savings plans. Compare plans and start investing today to grow your wealth and secure your future through JioFinance. ## Insurance - [Buy/Renew Car Insurance Policy Online | Save up to 80%*](https://www.jiofinance.in/insurance/car-insurance/): Buy or renew the best car insurance online with up to 80% savings, 100% cashless claims, and zero paperwork. Compare and get your four-wheeler insurance quote now! - [Bike Insurance: Buy/Renew Two-Wheeler Insurance Policy Online](https://www.jiofinance.in/insurance/bike-insurance/): Buy or renew your bike insurance online with zero paperwork, quick policy issuance, and cashless claim assistance. Compare and get a two-wheeler insurance quote now! - [Health Insurance - Buy Medical Insurance Plans Online](https://www.jiofinance.in/insurance/health-insurance/): Buy or renew the best health insurance plan from trusted insurers, with custom add-ons, cashless treatment at 10,000+ hospitals, and tax savings. Apply now! - [Buy Life Insurance & Term Insurance Plans Online 2025](https://www.jiofinance.in/insurance/life-insurance/): Buy the best term life insurance plans online from top insurers. Save up to 15% on premiums, get custom add-ons, enjoy 99% claim settlement rates and tax-free benefits. ## UPI - [UPI with JioFinance – Secure, Fast & 24x7 Payments](https://www.jiofinance.in/banking/upi/): Experience lightning-fast UPI payments, secure transfers, and all-in-one financial tracking on JioFinance. Scan, pay, and manage with ease. ## Tax - [Tax Planning & Filing - File ITR & Save Smartly Online](https://www.jiofinance.in/tax/planning-and-filing/): File your ITR online and plan your taxes better with JioFinance. Simplify tax filing, optimise tax planning, and maximise your savings with smart tools. ## Finances - [All-in-One Finance Tracker - JioFinance](https://www.jiofinance.in/finances/): JioFinance helps you track your money better - view balances, manage bills, monitor credit score, and simplify financial planning, all in one app.