Unlock funds with loan against property

Loan Against Property is a mortgage loan offered to individuals, firms and companies against their existing property.You can access the untapped potential of your real estate holdings with Loan Against Property. You can borrow money using your property as collateral, while paying it back over time via EMIs. This way, you can continue to own your property and raise funds against it.

We assess the customer's repayment capacity based on various criteria - including income, age, stability and continuity of occupation, and savings history etc.

A co-applicant for a loan against property is someone who shares the responsibility of repaying the loan with the primary borrower. A co-applicant can be a spouse, immediate family member, or other individual who meets the eligibility criteria.

Loan value against the mortgaged property is decided basis multiple factors i.e. applicant's profile, repayment capacity and property's value. Jio Credit offers up to 70% of your property.

A Loan Against Property can be used for:

Business needs: Working capital, business expansion, debt consolidation, purchase of machinery, and more.
Personal needs: Education expenses, emergency funds, non-residential property purchase and more.