Compare and buy health insurance plans

In simple terms, health insurance is a type of insurance that covers medical expenses that arise due to unexpected illness or accidents. These expenses could be related to hospitalisation costs, surgeries, day care procedures, cost of medicines, etc.

Below is the list of available health insurance products:

Individual health insurance

Family health insurance

Top-Up health insurance

Senior citizen health insurance

Critical illness insurance

Hospital daily cash

A health insurance plan offers comprehensive medical coverage against:

Hospitalisation charges like bed charges, nursing charges, operation theatre expenses, etc.

Pre-hospitalization charges like ambulance expenses, diagnostic tests, etc.

Post-hospitalization charges like medicines, consulting, etc.

Whenever you plan to have a surgery/medical procedure that requires hospitalisation, there are certain pre-hospitalization expenses such as diagnosis cost, Doctor consultations, etc. Similarly, post-discharge, there could be similar expenses to monitor the health of the insured patient; such expenses are termed as pre and post hospitalisation expenses.

Below family members can be covered depending on the insurance plan:

• Spouse
• Dependent children
• Dependent legitimate or legally adopted children
• Parents/Parents-in-law